THE SERVICE IS NOT INTENDED TO PROVIDE LEGAL, TAX, OR FINANCIAL ADVICE. Device IDs allow app developers, and others to uniquely identify your device for purposes of storing application preferences and other data. You may only provide third party account access credentials and authorize our vendors to access valid accounts that you hold in your own name. You will have a set Daily Max, which is the maximum you are allowed to Cash Out in one day, as well as a Pay Period Max, which is the maximum amount you can Cash Out before your next pay period. We may place funds to enhance our business objectives and for balance sheet management without any benefit to you, including increased FDIC deposit insurance coverage. Please be aware that not all information sharing is covered by the California Privacy Rights requirements and only information on covered sharing will be included in our response. For good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, you hereby irrevocably grant to Earnin, as well as its respective licensees, successors and assigns (herein collectively called the "Licensed Parties"), the worldwide, fully-paid, royalty-free, sub-licensable right during Earnins use of the Content (License Term) to use, publish, broadcast, post online, and copyright : (i) your name, voice, picture, portrait and likeness ( Name and/or Likeness) as such Name and/or Likeness appears in or in connection with the Content and If you would like to opt out of card linking and transaction monitoring in connection with the program, please follow the steps below. Unfortunately, not all medical bills are eligible for Health Aid. At ActiveHours, Inc. d/b/a Earnin (Earnin), we are building a financial system that works for people and is based on our goal to be fair and transparent. Third party information, if combined with the data we collect through the Services, will be subject to this Privacy Policy. Palo Alto, CA 94306. Health Aid. Create an account to follow your favorite communities and start taking part in conversations. UNDER NO CIRCUMSTANCES WILL EARNIN OR ITS AFFILIATES, CONTRACTORS, EMPLOYEES, AGENTS, OR THIRD PARTY PARTNERS OR SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS OR PAYMENT PROCESSORS) (COLLECTIVELY, the EARNIN PARTIES) BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, LIQUIDATED, OR PUNITIVE DAMAGES YOU MAY INCUR IN CONNECTION WITH THE SITES, THE SERVICES, INCLUDING CASH OUTS, LIGHTNING SPEED, MAX BOOST, BALANCE SHIELD, HEALTH AID, EARNIN CASH BACK REWARDS AND TIP YOURSELF, YOUR USE THEREOF, OR ANY OF THE USER SUBMISSIONS, INFORMATION, DATA, OR OTHER MATERIAL TRANSMITTED THROUGH OR RESIDING ON THE SITES, OR ANY ERRORS, DEFECTS, INTERRUPTIONS, DELETIONS, OR LOSSES RESULTING THEREFROM, INCLUDING LOSS OF PROFIT, REVENUE, OR BUSINESS, ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO OR USE OF THE SERVICE, EVEN IF THE EARNIN PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. #worldwide #task + survey #invite #promo-code #referral. Boost for Boost. YOU ARE GIVING UP YOUR RIGHT TO SERVE AS A REPRESENTATIVE, AS A PRIVATE ATTORNEY GENERAL, OR IN ANY OTHER REPRESENTATIVE CAPACITY, OR TO PARTICIPATE AS A MEMBER OF A CLASS OF CLAIMANTS, IN ANY LAWSUIT INVOLVING ANY SUCH DISPUTE. Max Boost allows you to request a Max boost from another Earnin member in the program (the Grantor) by providing you a unique link to send to the Grantor; and if the Grantor approves the request you will get a temporary $50 pay period Max increase which you can then Cash Out. 260 Sheridan Avenue Do we use your phone contact list if you allow us access? We will generally transfer the requested funds from your Tip Yourself Account to your Bank Account within two Banking Days of when we receive your request. We are not responsible for any payment processing errors or fees or other Services-related issues arising from your failure to keep your Profile Information current. Earnin Cash Back Rewards Statement credits cannot be processed if your card number expires or changes while the statement credit is pending and not settled, or your card account is not open or in good standing. For example, you may be notified after your friends are verified and cash out for the first time that either you or Earnin covered their tip. This policy was written in English, to the extent a translated version conflicts with the English version, the English version controls. PLEASE READ THESE TERMS OF SERVICE CAREFULLY. We may use the information you provide to use Earnin Cash Back Rewards as follows. Spotloans are designed to help you deal with emergencies such as rent, medical bills, car repairs, and expenses related to your job. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SITES AND SERVICES, INCLUDING Pay Outs, Balance Shield, Medical Bill Review, and Earnin Cash Back Rewards, IS AT YOUR SOLE RISK. You agree that you will not receive interest or other earnings on the funds in your Sub-Deposit Account. If you need help in changing your Profile information, please email us at support@earnin.com or live chat the Earnin team via the mobile app. Bank will transfer funds it receives from you to or from each Sub-Deposit Account in its sole discretion, and will, in its sole discretion, determine the amount of funds to deposit in and withdraw from each Sub-Deposit Account. EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATION, WARRANTY, OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SITES OR SERVICES IS FREE OF BUGS, DEFECTS, OR ERRORS, OR INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITIOUSLY INTERCEPT, OR EXPROPRIATE ANY SYSTEM, DATA, OR PERSONAL INFORMATION. There are no fees or costs associated with Cash Out or Max Boost. Our websites located at: https://www.earnin.com, and all of our other websites where this Privacy Policy is posted (collectively the Website); Standard message and data rates may apply to all SMS messages (including text messages). Provide the authorized agent signed permission to do so; You must directly verify your identity with Earnin; and. Earnin, in its sole discretion, reserves the right to terminate these Terms of Service, access to its Sites, or access to the Services for any reason and at any time with or without notice to you. You must repeat this process for every card you wish to delete. If you have already enrolled the debit or credit card with a separate program operated by Empyr, Inc., you will be unable to register that card in both Cash Back Rewards and the other Empyr, Inc. operated program. By using Medical Bill Review, you also agree to waive any rights you may have to prevent us from disclosing the content of the documents to your medical provider, or their representatives, on your behalf for the purpose of learning about available payment options to lower your medical bill payments. We will debit any payments authorized by you for Cash Outs, Max Boost and Balance Shield Cash Out directly from your Bank Account on the day of your next regularly scheduled paycheck. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. An "Offer" is the cashback percentage or amount offered by the merchant, which may include, but not limited to, a minimum transaction amount, expiration date, any other additional terms or limitations associated with the offer. Please visit the Privacy Policy to learn more about how your information is shared. We appreciate the tip if you can and however much you feel is fair- anywhere from $0-$14 for Cash Out and Max Boost. Activehours may use and store the content for the purpose of providing the Service to you. You may only have one account with Earnin. B. You may also email us at privacy@earnin.com with any privacy related questions you may have. Evolve Bank & Trust. Push Notifications and Email and SMS Communications You are solely responsible for determining whether the funds debited from your Bank Account and the funds maintained in your Tip Yourself Account are acceptable to you. Health Aid: When you use Health Aid (formerly known as MediPal), we will ask you to provide your date of birth, mailing address, and the medical bill you would like to submit for the Health Aid Service. FiscalNote and/or other similar programs, collects the following information from you and shares it with Earnin: This information is used to help determine your local, state and federal representatives and direct your emails and calls to the appropriate representative or third party. The deposit account is provided by Evolve Bank & Trust and is subject to a deposit agreement between you and Evolve Bank & Trust, an Arkansas-chartered depository institution. Bank may, in its sole discretion, refuse to accept funds for deposit to your Sub-Deposit Account for any reason. Verified Employer- an employer that (1) has a fixed work location in which you work out of (unfortunately at this time we are unable to support residential work locations) or an online/electronic timekeeping system at work; (2) is paying you on a regular pay schedule (weekly, bi-weekly, semi-monthly, monthly); and (3) is paying up to 50% of your earnings into your Bank Account. Information We Collect Automatically In such event, if you are a member to the Service, we will provide notice to you. Suite 300 We may also send an email to you at the email address you have provided to us. link/ZPxZyNSp3mb. https://earnin. Earnin may automatically collect the information in this Section about your use of the Earnin Site and Services. https://earnin.app.link/Pedro3497, If you are a earnin user who has cashed out, all I need is to get in contact with you so I can send you a text to increase my max limit I can take out of my earnings. Once you upload a medical bill, we will review and notify you if the medical bill is ineligible. Tel. If at any time the opinions expressed in your submission change, you must notify use immediately; The Content does not include any confidential or proprietary information of any kind, whether belonging to you or to a third party; The Content does not include mention or performance of any copyrighted media production including but not limited to books, articles, photographs, artwork, music, etc., or identifying descriptions of any media property; The Content must not contain material that violates or infringes any third party's intellectual property, privacy or publicity rights. Deposit accounts are insured by the FDIC up to the standard maximum deposit insurance amount per depositor, per FDIC-insured bank, and per ownership category. Health Aid Cash Back Rewards This Custodial Account Authorization Agreement shall remain in full force and effect until the Account Agreement terminates or as otherwise terminated by Bank in its sole discretion. The existence of the Sub-Deposit Account and any other account maintained by us pursuant to these Account Terms is for internal purposes and will not change the manner in which you use, obtain information about or earn interest (if any) on your Account. Accurate records enable us to provide the Sites and Services to you. The categories of Communications that may be provided by electronic means include: Information We Share Introduction These voluntary tips help fund us and keep us going, but we want you to be in control of if, when, and how much to tip. In no event will the applicable card network be considered as maintaining any type of financial obligation or deposit or other asset account, or holding funds or other value for you for distribution to you. In order for the Services to function effectively, you must also keep your Account Information up to date and accurate. Earnin may still the data in aggregated or anonymized form in compliance with CCPA. 260 Sheridan Ave, Suite 300, You may not provide us credentials to access accounts that are held by anyone other than you. You agree that our third-party service providers and the operators and owners of the third-party websites will be entitled to rely on the foregoing authorization granted by you. Visa, MasterCard, and American Express Corporate cards, Visa, MasterCard, and American Express Purchasing cards, non-reloadable prepaid cards, government-administered prepaid cards (including EBT cards), healthcare (including Health Savings Account (HSA) or Flexible Spending Account (FSA) or insurance prepaid cards, Visa Buxx, and Visa-, MasterCard-, and American Express-branded cards whose transactions are not processed through the Visa U.S.A payment system, MasterCard payment system, and/or American Express payment system are not eligible to participate. you are not of legal age to form a binding contract with Earnin; you are prohibited by law from receiving or using the Services; or, YOU ARE GIVING UP YOUR RIGHT TO HAVE A TRIAL BY JURY; and. app .link/Bk2Lzkatevb. Do Not Track Signals Earnin may use this information to let you know about certain products, features, campaigns, or advocacy efforts we think you may be interested in. Max Boost You agree that no confidential or fiduciary relationship is intended or created between you and Earning. If you have created an Earnin account, you can enroll your debit or credit card in Cash Back Rewards and you will receive cash back in the form of credit to that same card within 10 days of making a Qualified Purchase at participating merchants. Earnin uses the information we collect to help us verify your identity, set up your account, and provide you with customer service. help; download. UNLESS OTHERWISE EXPRESSLY SET FORTH IN THESE TERMS OF SERVICE, Activehours'S LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO US $500.00 (FIVE HUNDRED UNITED STATES DOLLARS). We may limit the amount we send you for Balance Shield Cash Out at any given time or over a period of time. However, we may disclose certain Personal Information for a business purpose, as set forth above. Summary of Information We Collect These Terms of Service, and your relationship with Activehours under these Terms of Service, will be governed by the laws of the State of California without regard to its conflict or choice of laws provisions. 200 Portage Ave. Your access to this page through your device verifies that your device meets these requirements. link/ZPxZyNSp3mb This sharing enables portions of the Services that allows users to connect and communicate. https://earnin.app.link/9aj0OKM9zub You are solely responsible for determining whether the funds debited from your Bank Account and the funds maintained in your Tip Yourself Account are acceptable to you. If you believe that your Registration Information or a device that you use to access any Site has been lost or stolen, that someone is using your account without your permission, or that an unauthorized transaction has occurred, you must notify us IMMEDIATELY atsupport@earnin.com. When you provide your Bank Account login credentials to our third party vendors, you authorize Earnin to use the information they provide to enhance your use of Earnins Services. in order to register and link that payment card account with the Earnin Cash Back Rewards program. Balance Shield alerts can stay on indefinitely until you turn them off. All funds associated with your deposit account are held by Evolve Bank & Trust. https://earnin .app. we may hold you liable to Activehours for the amount of Activehours's damages caused by your violation of these Terms of Service. To ensure that the Earnin Site and Services work, we may need to share your Personal Information with third parties and service providers, as well as other users. We do not make any representations, warranties, or guaranties of any kind that the Services are appropriate for you. By submitting this content to Activehours, you represent that you are entitled to submit it to Activehours for use for this purpose, without any obligation by Activehours to pay any fees or other limitations. Earnin may post a notice on the Earnin Site if a security breach occurs. Can anyone in the Earnin Community help me boost my Max? How to Unenroll From Cash Back Rewards. In general, you can visit the Website and download the Application without telling us who you are or sharing any Personal Information with us. By enrolling in Tip Yourself, you authorize us to electronically debit and credit your Bank Account and Tip Jar. We are not, however, acting as your financial adviser. app. For California residents, Earnin will respond to your information or deletion request within 45 days, though we may request an additional 45 days if needed. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) EXPRESSLY DISCLAIM ANY WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, AND NONINFRINGEMENT. Generally you will receive your Cash Out within the next 2-3 Banking Days after you have submitted your request. Earnin may aggregate and modify Personal Information in a manner that does not personally identify you or any other individual and therefore is no longer Personal Information. https:// earnin.app. When you use certain Earnin Services, we need to collect additional information from you and third parties. If youve already reached your Daily Max or Pay Period Max we may decline to send you a payout under Balance Shield. These factors may be changed at any time, at our sole discretion. 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